Your Vision:  We begin with a discussion of how you want to see yourself in 5, 10 or 20 years.  Where do you want to be, what do you want to be doing, how will you get there?  The most important task for us is how to make your money work efficiently for you.

Financial Planning:  addresses the whole spectrum of one's financial life, including spending, saving, taxes, risk protection, higher education and legacy planning.

Retirement: living in it or planning for it is a major benefit from planning.  The particular strategies depend on many variables, such as state of health, desired life style and the discipline to save.

Wealth Accumulation:  is a long-term process requiring strategy, decision, monitoring and adjustments.  

Risk Protection:  starts with analyzing risks facing you and advising on the array of insurance products to protect you during life and after. Long-term Health Care planning is crucial.

Tax Planning:  May be the best, only way to get double-digit returns.  Let's explore what to do.  

Legacy Planning:  addresses how you want to be remembers, documenting memories, distributing assets to family, to charity or spending to zero.  This will be your footprint on the world.